What starter home can you afford? How much should you save for your kid's college? When will you be able to retire?
Workbench turns your real spending into a forecast, so you can test those tradeoffs instead of guessing.
A series of questions that will pre-populate your forecasts
What's your primary source of income?
Transactions have a lot of noise. Removing that noise makes it easier to understand your situation.
Because knowing where you're going will inform you what you should budget today.
Side by side comparison of different scenarios because life can go in many different directions.
Not a rule you're locked into — a starting point
When life shifts, feed it back into the forecast.
And all of it runs locally. Your finances and data never leave your machine.
Understanding can't be handed to you.
It has to be worked for. Your finances are the same. So I built a tool that rewards doing the work, not skipping it.
Similarly capabable tools I found cost $250 a month.
Upload statements manually. All other features included.
Automatic bank account syncing.
Cancel any time. Downgrading to free keeps all your data.
Free to use. Load the demo data or import your own, and see where your current path actually leads.
Workbench started as a spreadsheet built on a Mint export, because nothing else did what I needed. Ten years and a few hundred iterations later, it's an app. I'm building the next chapter in public at @GardenStudio__.